List of Topmost Student Loans to study worldwide 2023
List of Topmost Student Loans to study worldwide 2023
List of Topmost Student Loans to study worldwide 2023 –Hi everyone! Hope you are all doing well. Welcome back to another Blog. So, guys are you looking for an education loan to fund your educational expenses to study in any country? If yes then you are on the right platform, because today I will help you provide information related to the international education loans that help you to cover all of your academic, and non-academic expenses to study in any country of the world. Also, I will provide you with the eligibility conditions to apply for these education loans and the process of how to avail opportunities to get education loans for a bright future. So read the whole blog carefully, and get all the details.
Student Loan to study in France
The students that are willing to pursue their higher education in France, and want to get an education loan, must have to look at the below-given list of banking groups, that provide education loans to study in France, without any collateral security;
| Lender | Amount | Processing Fee | Payment During Study Period |
| State Bank of India, BOB | Up to INR 1 Crore | INR 11,800 | No Payment |
| Axis Bank | Up to INR 60 Lakhs | Up to INR 17,500 + GST | Simple Interest |
| Avanse, Incred | Up to INR 50 Lakhs | 1-2% of the loan amount | Simple Interest |
Now take a look at these below-mentioned banks that provide education loans without collateral security;
| Lender | Amount | Processing Fee | Payment During Study Period |
| State Bank of India, BOB | Up to INR 7.5 Lakhs | NIL | No Payment |
| Axis Bank | For selected universities up to INR 40 Lakhs, rest up to INR 7.5 Lakhs | Up to INR 20 Lakhs: INR 15,000/- (refundable). More than INR 20 Lakhs: INR 750 on every lakh above 20 Lakhs | Simple Interest |
| Avanse, Incred | Up to INR 40 Lakhs | 1-2% of the loan amount | Yes, full EMI Repayment |
Student Loan to study in Norway
The students that are willing to pursue their higher education in Norway, and want to get an education loan, must have to take an education loan, that provides the chance for students to complete their higher education in Norway. These student loans are provided with or without collateral security.
Eligibility Criteria
The students that want to get an education loan to study in Norway must have to fulfill the following conditions;
- Copy of the document from the Norwegian Directorate of Immigration (UDI) that has provided you with security in Norway
- Copy of the verdict from the Norwegian Directorate of Immigration (UDI) for distinct benevolent deliberations or specific attachment to the country
- Marriage certificate if you are married to a Norwegian national
- Right of residency as an EEA citizen
- Copy of a legal residence certificate
- Grade transcript or diploma for the degree you have accomplished in Norway
Student Loan to study in Hong Kong
Students that are willing to pursue their higher education in Hong Kong, and want to get an education loan, must have to take an education loan, which provides a chance for students to complete their higher education in Hong Kong. These student loans are provided with or without collateral security.
Eligibility Criteria
Students that want to get an education loan to study in Hong Kong must have to fulfill the following conditions;
- Students must have enrolled in an eligible school in USA or Canada
- Applicant must be enrolled as an undergraduate or graduate student and pursue a degree, certificate, or license
- Students must need a consigner
- The consigner must be a US national and a permanent resident, with a strong financial background
Student Loans to study in Italy
The students that are willing to pursue their higher education in Italy, and want to get secured or unsecured education loan, must have to look at the below-given list of banking groups, that provide education loans to study in Italy, without any collateral security;
| Lender | Amount | Interest Rate Range | Processing Fee | Payment During Study Period |
| State Bank of India, BOB | Up to INR 1.5 Crore | 8% – 9% | INR 11,800 + Property Evaluation Charges | No Payment |
| Axis Bank, ICICI | Up to INR 60 Lakhs | 11% – 13% | 1-2% of the loan amount | Simple Interest |
| Avanse, Incred | Up to INR 40 Lakhs | 12% – 14% | 1-2% of the loan amount | Simple Interest |
Now take a look at these below-mentioned banks that provide unsecured education loans without collateral security;
| Lender | Amount | Interest Rate Range | Processing Fee | Payment During Study Period |
| Axis Bank, ICICI | Up to INR 40 Lakhs (Only for a few universities) | 11.5% – 13% | INR 750 on each lakh above INR 20 Lakh | 20 years |
| Avanse, Incred | Up to INR 40 Lakhs (Dependent on co-applicant income) | 12% – 14% | 1-2% of the loan amount | 10 years |
How to Apply for International Student Loans?
Step 1: Check the eligibility:
Applicant must have to check and fulfill all the eligibility conditions of the relevant loan scheme, that are necessary to fulfill to become qualified for the loan.
Step 2: Application:
When you finally, select a lender or a bank that provides education loans, then you have to start the application process, through the online process by visiting the relevant website, or through the offline process by visiting the nearest branch.
Step 3: Documentation:
Then you have to submit your application form along with the following listed documents;
- ID Proof
- Proof of Residence
- Academic Records
- Valid Passport & Visa
- Proof of admission to your university
- Extra-curricular certificates if appropriate
Step 4: Approval:
Then, you will be counseled about the interest rates and refunding method, after the application for an education loan has been approved. The applicant’s loan application will be sanctioned and funds will be paid if you fulfill the conditions. Almost 6 weeks duration, will be taken for the approval of the loan.
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